There is a moment in everyone’s life, no matter how prepared you are, a financial emergency will come. It may be to keep your business running, to provide for emergency medical expenses, to provide tuition for a school or university, or to simply pay off expensive monthly bills that cannot be paid by savings alone. In this case, instant personal loans may be a convenient solution to the cash crunch.
Bajaj Finserv is one of the diversified non-bank financial companies in India, providing instant personal loans to help you get the funds you need when you need it most. With instant approval, flexible deadlines, you can choose to reduce EMI by up to 45%, and more options, Bajaj Finserv Personal Loan is your one-stop financial solution for rainy days.
What makes Bajaj Finserv personal loans an ideal solution to meet your financial needs?
India’s fastest personal loan:
By approving your loan instantly and paying within 24 hours, Bajaj Finserv provides the fastest personal loan in India. Minimal documents required-you only need to submit basic documents, including identification, KYC details and bank documents-personal loans will be quickly allocated to your bank account to help you get the funds you need.
EMI reduction of up to 45% :
With interest-only EMI, the Flexi facility provided by Bajaj Finserv Personal Loan can help you reduce your monthly instalments by up to 45%. You can borrow as many times as you want, without multiple applications and large amounts of documents.
No hidden fees:
Bajaj Finserv provides instant personal loans without any hidden fees. The terms and conditions are easy to understand to ensure a completely clear loan.
Bajaj Finserv provides instant personal loans that can help you borrow money without keeping any assets as collateral.
Suppose you are an existing customer of Bajaj Finserv. In that case, you can view the pre-approved offer by entering your name and phone number, sharing the OTP sent to your mobile phone, and immediately accessing the pre-approved offer.
Pay up to Rs.12,00000 to solve your urgent financial needs. The borrowed amount can be repaid within a flexible period of 12 months to 60 months.
Online account management:
After using an instant personal loan, you can easily manage the loan through an easy-to-use online account. Use online loan accounts to track account statements, check repayment schedules, manage EMI and more.
As we all know, medical emergencies are sudden. This unpredictable nature, coupled with rising medical costs in India, makes it difficult to provide quality treatment without preparation. Studies have shown that medical care in India is estimated to grow at a rate of 10% per year. Fortunately, today, you can get all the funds you need through mortgage options, such as loans for property. With this loan, you can obtain financing of up to 35 million rupees at a competitive interest rate on Personal Loan, and you can also choose a term of 2 to 20 years to solve any surgical expenses, hospitalization or stress-free lengthy treatment.
Now that you know how to get the funds you need, you should know how to best use them in an emergency. Here are 2 ways to help you solve a medical emergency through a “property mortgage”.
Pay for treatments that require specialized doctors:
You will notice that the more serious the disease, the higher the cost of treatment. This is mainly because professional doctors have to pay high expenses in addition to medication and hospitalization expenses. Therefore, it is best to obtain funds through an instant loan, because the sanctions are quite large, and the maximum period is 20 years, allowing you to repay the loan over time easily.
Easy foot hospitalization bill:
Usually, in a medical emergency, the first course of action is to go to the hospital. However, in order to obtain medical services, it is easy to ignore the high cost of hospitalization. Depending on the length of the centre and the length of accommodation, these costs can be as high as hundreds of thousands of rupees, because patients are charged high treatment fees and other incidental expenses such as food and rent. Therefore, although the services of the hospital can be used wisely, it is necessary to be cautious to ensure sufficient funds. Opposing property loans is a way to get a lot of money.
In addition, you can also choose the Flexi Dropline function for a more convenient borrowing method. This feature allows you to borrow from sanctions when needed and only charge interest on the amount withdrawn.